How Government Contractors Get Paid — And What It Costs When They Do
Understanding how government contractors get paid is one of the most practical — and most overlooked — aspects of doing business with the federal government. There are more resources than ever to help contractors win government contracts. The gap is on the other side: once the contract is awarded and the work is delivered, most…
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Surcharging Government Purchase Cards — What Government Contractors Need to Know
Some government contractors are permitted to do surcharging on government purchase card transactions. Whether doing so makes sense is a different question — and for contractors who choose not to surcharge, there is a path to significantly lower interchange costs that most processors never mention. The question of whether government contractors can surcharge government purchase cards is…
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Won a Government Contract — Now What About Getting Paid Correctly?
For any contractor asking won a government contract now what — the answer almost never includes what to do about accepting payments correctly. Winning a government contract is a significant achievement — and the government contracting industry has built an entire ecosystem around helping businesses get there. SAM.gov registration services, proposal writers, CAGE number consultants, bid…
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Government Purchase Card PO Descriptor — What VA Vendors Need to Know
For vendors accepting government purchase cards from federal agencies such as the Department of Veterans Affairs, properly capturing and transmitting purchase order information can be an important part of both transaction reconciliation and Level 3 interchange qualification. The challenge is that simply having a gateway that supports Level 3 does not necessarily mean every required data field…
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Government Contractor Cash Flow: The Hidden Cost of Federal Payment Delays
Government contractor cash flow is one of the most misunderstood challenges in federal business. While the Prompt Payment Act requires agencies to pay within 30 days of a proper invoice, many contractors routinely experience payment cycles closer to 45–60 days — because the statutory clock does not begin until a proper invoice is received and…
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How to Accept Fleet Cards
If you want to accept fleet cards, you need more than a standard credit card processor. Fleet cards such as WEX and the U.S. Bank Voyager® Fleet Card require separate merchant enrollment, proper POS configuration, and the ability to capture additional transaction data. Whether you operate a gas station, truck stop, truck repair shop, heavy-duty…
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Won the Government Contract? Get Paid Without Overpaying
There’s no shortage of advice for government contractors on how to win the next contract. Capture strategy, GSA schedules, set-asides, proposal writing — entire industries exist just to help land the award. But almost nobody talks about government contractor payment processing: how a contractor actually gets paid once they’ve won, and whether they’re doing it…
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Government Contractor Firearms Payment Processing
Government contractor firearms payment processing sits at the intersection of two problems most processors are not equipped to handle — and almost none are set up to handle both correctly. If you sell firearms, ammunition, or tactical gear to federal, state, or local government agencies, you already know this. You are dealing with large-ticket transactions,…
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Is Your Level 3 Data Still Saving You Money? What B2B Merchants Must Know About Visa CEDP Right Now
Level 3 processing for government contractors changed in two important ways in late 2025 and early 2026 — and most contractors haven’t heard about either one. Visa paused granting new CEDP verified status in November 2025, and then raised interchange rates on Small Business cards in January 2026. The good news: those rate increases did not…
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What Most Businesses Miss About Level 3 Credit Card Processing
Level 3 credit card processing gives businesses a more sophisticated way to accept payments, especially in the B2B space. Instead of just sending a total amount, Level 3 adds detailed line-item data to each transaction. When that enhanced data is present and passes correctly, interchange fees can be significantly lower, which makes a big difference…
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