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Visa CEDP

Is Your Level 3 Data Still Saving You Money? What B2B Merchants Must Know About Visa CEDP Right Now

March 13, 2026
Infographic showing Visa CEDP 2026 interchange rate changes: purchasing cards saw no increase while small business cards rose 75 bps, with up to 90 bps savings available through Level 3 processing for government contractors.

Level 3 processing for government contractors changed in two important ways in late 2025 and early 2026 — and most contractors haven’t heard about either one. Visa paused granting new CEDP verified status in November 2025, and then raised interchange rates on Small Business cards in January 2026. The good news: those rate increases did not…

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