GSA Large Ticket Interchange — What Government Contractors Are Leaving on the Table

The GSA large ticket interchange program is a Visa interchange category specifically created for government purchase card transactions above a certain dollar threshold. For government contractors — including GSA Schedule vendors, SEWP contract holders, and DoD suppliers — who regularly receive large purchase card payments from federal agencies, this program can significantly reduce the interchange cost on…

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Surcharging Government Purchase Cards — What Government Contractors Need to Know

Surcharging government purchase cards for government contractors

Some government contractors are permitted to do surcharging on government purchase card transactions. Whether doing so makes sense is a different question — and for contractors who choose not to surcharge, there is a path to significantly lower interchange costs that most processors never mention. The question of whether government contractors can surcharge government purchase cards is…

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What Most Businesses Miss About Level 3 Credit Card Processing

Level 3 credit card processing

Level 3 credit card processing gives businesses a more sophisticated way to accept payments, especially in the B2B space. Instead of just sending a total amount, Level 3 adds detailed line-item data to each transaction. When that enhanced data is present and passes correctly, interchange fees can be significantly lower, which makes a big difference…

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Payment Processing Fees for Government Contractors

Government contractor and processing fees.

In today’s competitive government contracting landscape, keeping overhead low is more important than ever. Yet, one hidden expense continues to chip away at margins — payment processing fees for government contractors. Many contractors unknowingly pay far more than necessary, especially on Business-to-Business (B2B) and Business-to-Government (B2G) transactions, simply because their payment systems aren’t configured to…

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QuickBooks level 3 credit card processing

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Reduce Payment Processing Costs with QuickBooks Level 3 Credit Card Processing If your business accepts corporate, government, purchasing, or commercial credit cards, you could be overpaying by as much as 1.5% per transaction. The key to unlocking lower interchange rates lies in QuickBooks Level 3 processing—a powerful solution that can slash your payment processing costs…

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Level 3 Credit Card Processing, Is it right for you?

With the many challenges facing contractors today, it’s no wonder so many are relying on their banks or existing credit card processors to set them up to accept Government P-cards. It’s regrettable that many in the contracting industry are unaware of the advantages available for accepting these cards correctly To support acceptance of corporate &…

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Level 3 credit card processing explained

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This short video explains the benefits of Level 3 processing  for  B2B and B2G businesses and how providing enhanced transaction data can significantly reduce interchange costs on eligible commercial, purchasing and government cards. Important 2026 Update: This video was originally created when Visa and Mastercard both used the traditional Level 1, Level 2 and Level…

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GSA Point of Sale & Transactional Data Technical Information

Government Purchase Card payment processing

The GSA site has some great information regarding Level 3 processing and benefits/Additional revenue available to Government Vendors and Contractors. The following information is provided for informational purposes only to provide technical background information on the Point of Sale & Transactional Data initiative to vendors. Transactional Data • Level-3 “transactional” Data: is an “electronic invoice”…

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